A hospital/surgical expense policy was purchased

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n.

Insurance against expenses incurred through illness of the insured.

The American Heritage® Medical Dictionary Copyright © 2007, 2004 by Houghton Mifflin Company. Published by Houghton Mifflin Company. All rights reserved.

Health insurance that specifically pays medical, surgical and hospital expenses.

Segen's Medical Dictionary. © 2012 Farlex, Inc. All rights reserved.

Accident & health insurance, accident & sickness insurance, medical expense insurance, sickness Insurance Health financing Insurance that provides lump sum or periodic payments in case of losses occasioned by bodily injury, sickness or disease, and medical expense

McGraw-Hill Concise Dictionary of Modern Medicine. © 2002 by The McGraw-Hill Companies, Inc.

(helth in-shŭr'ăns)

A commercial product designed to protect consumers from the financial risks of illness and injury.
Synonym(s): medical insurance.

Medical Dictionary for the Health Professions and Nursing © Farlex 2012

(helth in-shŭr'ăns)

In the U.S., commercial product designed to protect consumers from the financial risks of illness and injury.
Synonym(s): medical insurance.

Medical Dictionary for the Dental Professions © Farlex 2012

Q. what is public health insurance

A. Public health insurance programs in the U.S. provide the primary source of health expenses coverage for most seniors and for low-income children and families who meet certain eligibility requirements. The primary public programs are Medicare, a federal social insurance program for seniors and certain disabled individuals and Medicaid, funded jointly by the federal government and states but administered at the state level, which covers certain very low income children and their families. In 2006, there were 47 million people in the United States (16% of the population) who were without health insurance for at least part of that year.

Q. I need help getting health insurance is it expensive?

A. I am currently looking for insurance too. Do have you applied for public health insurance?

Q. I AM WONDERING ABOUT GETTING HEALTH INSURANCE IS IT EXPENSIVE FOR A FAMILY?

A. Yes, it'll you cost you money, and not a negligible sum, but that's not necessarily means it'll be expensive - the alternative may eventually be much more expensive. We can never know what will happen tomorrow- if something will happen to you or your family (e.g. car accident, cancer or even relatively simple thing as appendicitis), the cost of the unavoidable medical treatment in this case will be much higher than the insurance premium.Here (http://www.ahrq.gov/consumer/insuranceqa/) you can find an official governmental guide to choosing health insurance.

More discussions about health insurance

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Basic Hospital Expense Coverage – Covers a period of usually not less than 31 days of continuous in-hospital care and certain hospital outpatient services.


Basic Medical-Surgical Expense Coverage – Covers costs associated with a necessary surgery, including a certain number of days of in-hospital care.


Hospital Confinement Indemnity Coverage – Covers a fixed amount for each day that you are in a hospital.


Major Medical Expense Coverage - Covers hospital, medical and surgical expenses.


Accident Only Coverage – Covers death, dismemberment, disability or hospital and medical care caused by an accident.


Specified Disease Coverage – Covers diagnosis and treatment of a specifically named disease or diseases – such as cancer.


Other Limited Coverage – You may purchase insurance covering only dental or vision or other specified care.


Additional coverage options provide added protection should you become disabled, require long-term care or enroll in Medicare.

Disability Income - This coverage provides for weekly or monthly benefit payments while you are disabled after a covered injury or sickness.


Long-Term Care Insurance - This policy usually pays for skilled, intermediate and custodial care in a nursing home as well as care in other settings, such as the home, adult day care center or assisted living facility. The policy usually pays a fixed amount per day while a person is receiving care.


Medicare Supplemental Coverage - The federal Medicare program pays most medical expenses for people 65 or older, or for individuals under 65 receiving Social Security disability benefits.  However, Medicare does not pay all expenses. As a result, you may want to buy a Medicare Supplement policy that helps pay for certain expenses, including deductibles not covered by Medicare.

High-deductible health plan.


(To be eligible for a Health Savings Account, an individual must be covered by other health insurance, must not be eligible for Medicare, and cannot be claimed as a dependent on someone else's tax return)