How do I enable money on Apple Pay?

With just a few taps, you can add money to your Apple Cash balance.

After you set up Apple Cash1, you can add money to your balance using the debit or prepaid cards2 that you already use with Apple Pay in Wallet. If you don’t already have one of these cards in Wallet, you need to add one before you can add money.

Go to your card info:
- iPhone: Open the Wallet app, tap your Apple Cash card, tap the More button
  , then tap Add Money.
- iPad: Open the Settings app, tap Wallet & Apple Pay, tap your Apple Cash card, then tap Add Money.
- Apple Watch: Open the Wallet app, tap your Apple Cash card, tap Card Balance, then tap Add Money.
Enter an amount. The minimum is $10.
Tap Add, then confirm the U.S. debit or prepaid card2 that you want to use to add money, and confirm the correct billing address. To use a different debit or prepaid card, tap the arrow
next to your card, then choose a card.
Confirm with Face ID, Touch ID, or passcode.

To make sure that your balance is updating, you need a cellular or Wi-Fi connection.

iPhone: Open the Wallet app, then tap your Apple Cash card.
iPad: Open the Settings app, tap Wallet & Apple Pay, then tap your Apple Cash card.
Apple Watch: Double-click the side button and swipe to your Apple Cash card.

You can also check your Apple Cash balance on your Apple ID account page.

Sending and receiving money with Apple Pay and the Apple Cash card are services provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.
You can't use credit cards with Apple Cash, and you might not be able to use some prepaid cards. You can't add money from a gift card, even if it's already in Wallet.
Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Apple Card is available only in the United States.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

Helpful?

Learn what you need to set up and use Apple Cash for members of your Family Sharing group that are under 18 years old.

You can set up Apple Cash for the children and teens in your Family Sharing group so they can make purchases, and send and receive money in Messages or Wallet. You can even limit who your child can send money to, get notified when they make transactions, and lock their account.

On the family organizer's iPhone, open the Settings app.
Tap [your name], then tap Family Sharing.
Tap the child or teen that you want to set up Apple Cash for.
Tap Apple Cash, then follow the instructions on your screen to set up their account. You might need to verify your identity. If you see Pending, make sure that your child meets the requirements.

After you complete these steps, you can view and manage the Apple Cash accounts of your children and teens.

If your family organizer set up Apple Cash for you, you can use it to make purchases in participating stores, apps, and websites.

You can also use Apple Cash to send and receive money with people you know. If you're less than 13 years old, you can't add a card to Wallet to use with Apple Cash.

Helpful?

Apple Pay is safer than using a physical credit, debit or prepaid card. Face ID, Touch ID or your passcode is required for purchases on your iPhone, Apple Watch, Mac or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers.

When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorise to fulfil your order — such as your name, email address, and billing and shipping addresses.

When you pay with a debit or credit card, Apple doesn’t keep transaction information that can be tied back to you.

Set up Apple Pay in Wallet on iPhone

Using ApplePay can be simpler than using a physical card, and safer too. With your cards stored in the Wallet app

, you can use ApplePay to make secure payments in stores, for transit, in apps, and on websites that support ApplePay. In Messages, use AppleCash to send and receive money from friends and family and to make purchases from participating businesses.

To set up ApplePay, add your debit, credit, and prepaid cards to Wallet.

(AppleCard and AppleCash are available only in the U.S.)

Add a credit or debit card

To add AppleCard, see Set up and use Apple Card on iPhone (U.S. only). For other debit and credit cards, do the following:

In Wallet, tap
. You may be asked to sign in with your AppleID.
Do one of the following:
- Add a new card: Tap Debit or Credit Card, tap Continue, then position your card so that it appears in the frame, or enter the card details manually.
- Add your previous cards: Tap Previous Cards, then choose any of cards you previously used. These cards may include the card associated with your AppleID, cards you use with ApplePay on your other devices, cards you